Financing Options That Make Sierra Pacific Home & Comfort Special

Published May 2012 by

You may be aware that Sierra Pacific Home & Comfort has financing options available. There are diverse sets of options to help you get funding for your home improvement project. Your options include but are not limited to the following:

  • Green Energy Loans – low rate funding that does not require home equity or collateral
  • Equity Line of Credit or even home refinancing with project funding included
  • SMUD home improvement loans (for SMUD electric customers with qualifying projects)
  • GeoSmart revolving lines of credit with payments as low as 1.5% of balance

Here’s an additional opportunity for your consideration and if you have questions please contact our office for more info and ask for Debbie Self.


FHA PowerSaver Loan Program Now Available for Home Energy Improvements Installed by Sierra Pacific Home & Comfort

Investing in Home Energy Efficiency and Renewable Energy Upgrades Now More Affordable than Ever for Thousands of California Homeowners


Sierra Pacific Home & Comfort is now authorized to install home energy efficiency and renewable energy improvements for the new Federal Housing Administration (FHA) sponsored PowerSaver Loan Program.  Sun West Mortgage Company (Sun West) has teamed with the Electric & Gas Industries Association (EGIA) to offer homeowners’ access to the program.  Sun West is now accepting applications over the phone at (866) 740-3677 or on the web at  Be sure to mention when you apply that your contractor is Sierra Pacific Home & Comfort. 


PowerSaver has been designed to assist homeowners by giving them a powerful tool to accelerate investment in home energy efficiency upgrades and realize substantial ongoing energy savings.  Qualified homeowners may borrow up to $25,000 to make energy-efficient and renewable energy improvements to their primary residence.  The allowable improvements include the installation of insulation, duct sealing, replacement doors and windows, central heating and cooling systems, water heaters, solar panels, and geothermal heat pumps. Coupled with competitive interest rates, PowerSaver offers finance terms of up to 15 years for qualified energy efficiency home improvements and up to 20 years for renewable energy improvements.  


This national loan program is backed by FHA and is sold on the secondary market. It, therefore, has funding that is not dependent on local utility or government programs.   As an added incentive, Sun West Mortgage is offering borrowers no closing costs for approximately the first one thousand loans (or until funds are expended) through a grant provided by the U.S. Department of Housing and Urban Development (HUD).


The PowerSaver Loan program is designed to complement other utility and government sponsored home energy incentives. For example, many California homeowners are already eligible to receive up to $4,000 in rebates for some of the same home energy improvements through Energy Upgrade California  Homeowners can now take advantage of both the California rebates and special PowerSaver financing for eligible home energy improvements. EGIA is providing streamlined enrollment to Energy Upgrade California-qualified contractors to become EGIA GEOSmart Authorized Contractors eligible to install PowerSaver financed improvements.


Sun West Mortgage Company is approved by the U.S. Department of Housing and Urban Development (HUD) as well as by Fannie Mae and Freddie Mac. Sun West is one of a select group of lenders in the country offering this program.  “We are proud of the fact that FHA has chosen us to pilot the PowerSaver program,” said Pavan Agarwal, CEO of Sun West Mortgage Company. “The PowerSaver is in line with our commitment to write affordable loans that benefit our customers and our community.”


Under its partnership with Sun West, EGIA has enrolled and screened Sierra Pacific Home & Comfort to verify it is properly licensed, insured and follows national installation standards.  EGIA also reviews each Sierra Pacific Home & Comfort proposal to be sure the improvements meet federal energy efficiency and renewable energy standards. 


“Sierra Pacific Home & Comfort has met EGIA’s standards to become an EGIA GEOSmart Authorized Contractor.  It is authorized to enter into contracts with eligible California homeowners to install qualified home energy improvements for this exciting new federally-backed HUD PowerSaver Loan Program from Sun West Mortgage Company.” said Bruce Matulich, CEO of EGIA.  “Sun West Mortgage’s expertise as a national lender of government-backed mortgages along with EGIA’s experience as a national contractor membership organization that also works closely with utility, government and manufacturers assures peace of mind for homeowners considering home energy upgrades.”


About Electric & Gas Industries Association

The Electric & Gas Industries Association (EGIA) is a nationwide non?profit organization that provides member contractors and organizations focused on delivering energy and water efficiency and renewable energy solutions with the knowledge, tools, training and networking that accelerate their business growth and profitability. EGIA also supports utilities and government in achieving their goals related to the development of sustainable markets for energy efficiency and renewable energy products and services. To learn more about EGIA, visit .


About Sun West Mortgage Company, Inc. [NMLS 3277]

Sun West Mortgage Company Inc. is a nationwide FHA, VA, USDA, Freddie Mac, Fannie Mae and Ginnie Mae approved full-service mortgage banker. Sun West has been serving its nationwide client base since 1980. Its diversified loan programs include FHA Reverse Mortgages, FHA Single Family, HUD Multifamily, VA, Conventional and Home Equity mortgages. Sun West is one of the few direct lenders to provide in-house underwriting, funding, and servicing. As a national lender, Sun West is dedicated to offering exceptional customer service coupled with integrity, reliability, strength and stability.

Learn more about:

The PowerSaver Loan Program at

Sun West Mortgage Company, Inc. at



Please contact our office for more info and ask for Debbie Self

Call 1-800-551-3040 Today for a FREE Estimate!


Ed Thomas, EGIA

Phone: (970) 209-8347; Email:


Sean Marsh, Sun West Mortgage Company

Phone: (562)-293-2046; Email:


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