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Financing

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Upgrading your home’s HVAC or plumbing system is a big investment, but with flexible financing options, you don’t have to delay essential upgrades or repairs. At Sierra Pacific Home & Comfort, Inc., we offer affordable financing solutions to help Sacramento homeowners enjoy energy-efficient heating, cooling, and plumbing without the upfront financial burden.

  • We have NATE-certified professionals on our staff
  • We install only top-tier products from trusted manufacturers
  • The “Friendly Craftsman You Like and Trust”

Whether you need a new HVAC system, water heater, or plumbing upgrade, our financing options make it easier to get the services you need.

Schedule an appointment with Sierra Pacific Home & Comfort, Inc. today—The Guys in the Big Red Trucks!

Investing in a new HVAC system, plumbing upgrade, or solar installation can significantly improve your home’s comfort and energy efficiency, but the upfront costs can sometimes be overwhelming. At Sierra Pacific Home & Comfort, Inc., we understand that home improvements are essential, which is why we offer flexible financing options to make upgrades more affordable. Whether you need a new air conditioner, water heater, or solar-powered pool equipment, our financing solutions help you spread the cost over manageable payments while enjoying the benefits of modern, energy-efficient systems.

We Offer Financing (HVAC, Plumbing, Electrical, and Solar)

At Sierra Pacific Home & Comfort, Inc., we provide financing options for a wide range of HVAC, plumbing, electrical, and solar services, allowing you to upgrade essential home systems without financial stress. We partner with trusted lenders like Optimus to offer low-interest and flexible payment plans that fit your budget.

Financing is available for:

  • HVAC systems – High-efficiency air conditioners, furnaces, heat pumps, and ductless mini-splits.
  • Plumbing upgrades – Water heaters, whole-home repiping, water filtration systems, and more.
  • Electrical services – Panel upgrades, EV chargers, and home automation.
  • Solar pool equipment – Energy-efficient solar pool pumps and heaters.

Instead of putting off necessary replacements and repairs, financing allows you to improve your home’s efficiency today while making affordable monthly payments. Our team at Sierra Pacific Home & Comfort, Inc. will walk you through the approval process, helping you choose the best financing plan for your needs.

Look for Rebates and Tax Credits

In addition to financing, rebates and tax incentives can help lower the cost of upgrading your home’s systems. Many energy-efficient HVAC units, water heaters, and solar systems qualify for federal, state, and local rebates, reducing your overall investment.

For example, the Inflation Reduction Act (IRA) offers federal tax credits for energy-efficient heat pumps, furnaces, and water heaters. Homeowners switching to solar-powered systems may also qualify for solar tax credits that significantly lower installation costs.

Sacramento homeowners can take advantage of local utility rebates for energy-efficient upgrades. At Sierra Pacific Home & Comfort, Inc., we stay up to date with current rebates and tax incentives and will help you maximize savings on your HVAC, plumbing, and solar projects.

Financing Tips

If you’re considering financing your HVAC or plumbing upgrade, here are some key tips to ensure you get the best deal:

  • Check for 0% or low-interest financing.
  • Compare loan terms.
  • Look at stacking rebates, credits, and financing together.
  • Finance energy-efficient upgrades to reduce future costs.

At Sierra Pacific Home & Comfort, Inc., we make financing fast, simple, and stress-free, so you can upgrade your home’s systems without delay.

Schedule an appointment with Sierra Pacific Home & Comfort, Inc. today—The Guys in the Big Red Trucks!

Using our Financing Clearinghouse, you can apply and get pre-approved with a "soft credit check" - which means you can get approved for a loan and it does NOT reflect as an inquiry on your credit report. 

Simply follow this link or scan the QR code below to apply, then meet with our Design Specialist to figure out the details of your project and schedule the installation:

 

 

With Sierra Pacific’s help, you are in the driver’s seat with a variety of financing partners. 

Contact us today to find out which option is best for you and your home service needs. 

Serving Northern California
Since 1984